First-Time Home Buyer
I specialize in providing expertise for first-time buyers by drawing upon my own experience. From the Home Buyer’s Plan to utilize up to $25,000 in RRSP’s to minimum down payments, I’m here to help guide through the approval process. Minimum down payment is 5%, plus budget roughly $2,000 in closing costs (legal, home inspection, moving). If you are putting <20% down, the insurer (CMHC) also has to approve your file.